Eliminate Skimming And Identity Theft

Tired of having to keep up with a stack of credit, ATM, and debit cards, along with checks and cash?

Worried about insecure credit card transactions? Someone taking your credit card number? Stealing your wallet and cash?

With just a mobile phone number, a four-digit PIN and a free MOBIbucks account, MOBIbucks customers can make secure cashless transactions at all participating merchant locations. MOBIbucks can be used with your existing mobile phone. No special mobile phone or software downloads are needed. Just go to any merchant location or visit MOBIbucks online to sign up. There’s no card to be stolen.

If carrying cash makes you uncomfortable, MOBIbucks comes to the rescue. Simply top up your MOBIbucks account and you can enjoy all the benefits online, m-commerce and at participating merchants. Register to start using MOBIbucks today!

Best of all, MOBIbucks is completely free! Sign up. There are no interest charges, no late payments and no annual fee.
Sign Up For Mobibucks Today

Credit Cards Are Obsolete

In the 1970s, credit cards were the cutting-edge way to pay. But since then we have developed the personal computer, the internet, and cellular networks. Now technology has given us a new way to pay in the information age.

Think about it. In 2009, financial firms are incurring huge losses from the use and overuse of credit cards, along with outright fraud and abuse*. Identity theft is also a growing problem.

Customers trust merchants’ employees with their credit cards, only to have them copy, steal, or lose their cards, or leave financial information lying around. The magnetic stripe on your credit or debit card can easily be “skimmed” by dishonest clerks or waitstaff, as shown in this MSNBC video:

*The FBI’s Financial Report to the Public for 2007 states that credit and debit cards incur annual losses more than $50 billion involving over 10 million Americans.

Credit Cards Have Dubious Security

Does anyone believe merchants compare signatures? And what good does it do? Signatures provide minimal security at best. They can be forged. No credit card password is there to protect you.

Online merchants may ask for a zip code, but how hard is that “code” to crack for a hacker? Today is the age of computers and high-speed wireless communication. Customers need real electronic security based on their true identity.

The bottom line: Credit cards are obsolete, putting you and your finances at risk.