- What personally identifiable information is collected by MOBIbucks or by any third party through our website.
- How MOBIbucks uses this information.
- With whom MOBIbucks may share customer information.
- What choices are available to you as a customer with respect to collection, use and distribution of the information.
- What types of security procedures are in place to protect the loss, misuse or alteration of information under our control.
- How you can correct any inaccuracies in the information.
Information Collection and Use
MOBIbucks is the sole owner of the information collected on the website. MOBIbucks may collect information at several different stages.
- We collect anonymous, aggregate information from all visitors to the website. This type of information is never linked to any personally identifiable information and is only used in the aggregate to generate statistical reports about the use of our website.
- We require the submission of certain personally identifiable information (name, email address and phone number) when you sign up for a user account. Registration allows you to access a broad range of online resources. Your name and email address are required if you send an email inquiry to our customer service department.
Personal Information of Children Under 13
MOBIbucks complies with the requirements of the Childrens Online Privacy Protection Act (COPPA) and the FTC’s Rule interpreting COPPA (16 CFR 512). The website is not directed to children and does not knowingly collect any personally identifiable information from children under 13 years of age.
Protection of Your Personal Information
MOBIbucks does not sell, rent or share customer information with any third party not affiliated with or owned by MOBIbucks , except service providers who assist MOBIbucks in such areas as data storage or direct mailing. MOBIbucks will never give or sell your personal information to be used for the purposes of sending you unsolicited commercial offers (such as spam) from any third party. We may send you infrequent e-mail notices regarding MOBIbucks products or services that may be of interest to you. You may choose not to receive these notices when you first register. We may need to contact you regarding the status of your account or in response to a request from you.
We may store information that we collect through cookies and log files to create a profile of our customers. A profile is stored information detailing how individual customers use the website and our services. Collected information in a profile is tied to the customer’s personally identifiable information. However, your profile is used solely for internal purposes, to help us improve the experience of our customers and to offer you additional services and discounts.
Cookies: A cookie is a small text file stored on the customer’s hard drive for an extended period of time. The cookies can be removed by following Internet browser help file directions. Allowing the website cookie to remain on your computer makes it easier for you to log in to and use the website. If you reject the cookie, you may still use the website, but you will be required to verify your identity at various points.
Log Files: Log files record internet protocol (IP) addresses, browser types, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the website, track a customer’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
Disclosure of Personal Information As Required By Law
We will disclose personal information when required by law, or if we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on us.
In the event MOBIbucks goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, our customers’ personal information may be part of the assets transferred. Customers will be notified via prominent notice on our website for 30 days prior to a change of ownership or control of their personal information. If, as a result of the business transition, your personally identifiable information will be used in a manner materially different from that stated at the time of collection, you will be given a choice consistent with our Notification of Changes section.
User Account and PIN
When you create a user account, upon completing MOBIbucks’ registration process, MOBIbucks will send you a text message to your cellular phone with your temporary personal identification number (PIN) and account designation. You are responsible for deleting the text message, changing your PIN to one of your choice, and maintaining the confidentiality of the PIN. You are fully responsible for all activities that occur under your PIN or account. You agree to immediately notify MOBIbucks of any unauthorized use of your PIN or account or any other breach of security, and to ensure that you log off at the end of each session. MOBIbucks is not liable to you for any loss or damage arising from your failure to comply with this Section.
MOBIbucks takes commercially reasonable precautions to protect our customers’ information. For example, when you log on to change your personal information, we encrypt your communications with SSL 128-bit encryption, the industry standard. However, given the nature of the Internet and the fact that network security measures are not infallible, we cannot guarantee the security of your information. While we use encryption to protect sensitive information online, we also make an effort to protect your information off-line. All of our customers’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. All employees are kept up-to-date on our security and privacy practices. Finally, the servers that store your personally identifiable information are housed in a secure environment. MOBIbucks is PCI Level 1 compliant. What is PCI-1? Payment Card Industry - (PCI) Compliance is an initiative which is being strongly enforced by the four major credit card companies (Visa, Mastercard, Discover and American Express). Currently, being PCI compliant means that YOU are in compliance with the four major credit card companies. As of December 15, 2004 - card associations created a set of “Industry Security Requirements”, which are referred to as “PCI Compliance” - (Payment Card Industry Compliance). The agreement amongst the industry was that, if a merchant is VISA CISP compliant, all other companies, Mastercard, AMEX and Discover would honor your CISP compliance, and consider your company PCI Compliant.
Correcting, Updating, Deleting and Deactivating Personal Information
If your personally identifiable information changes, you may correct, update or delete and deactivate our record of your personally identifiable information. Sign in to your account to change your information.
Notifications of Changes